Traditional banks are facing unprecedented disruption from challenger banks today. So why aren't more of them launching challenger banks of their own? Well, two high-profile examples - JP Morgan's Finn and RBS's Bo - were launched with much fanfare, but both shuttered after less than a year.   In light of this, the success of TMRW digital bank by UOB, launched in Thailand in 2019 and Indonesia in 2020, is astonishing. Dr Dennis Khoo, who created TMRW, shares with us the thinking behind the design of this revolutionary undertaking. At every step of the way, he and his team went against established paradigms and bucked conventional wisdom to build ASEAN's first digital bank.   Filled with visionary analysis and on-the-ground guidance, Driving Digital Transformation demonstrates how this success can be replicated across all industries. For any leader or organisation starting on a major digital initiative, this book is a must-read.  "What makes this playbook particularly valuable is that it is written by Dennis Khoo, one of the sharpest minds in the industry." - Mary Huen, CEO, Standard Chartered Hong Kong

Driving Digital Transformation

Variant: Driving Digital Transformation

Warehouse 200

A match made in. the boardroom! Inexperienced but out of options, Libby accepts Patrick 's job offer - even though he's given it at his mother's request. Patrick sees Libby as a family friend, but as their work brings them closer, he discovers the sensual woman she's become. Suddenly his interest is no longer platonic. Long-term is off-limits, but taking her to bed? He's making that his top priority!  Agatha Havers feels totally out of her depth working for Luc Loughton. Hiding behind her shapeless cardigans, she is invisible to her boss. Until Luc discovers the tantalising curves Agatha has been concealing and suddenly pursuing his wholesome secretary goes to the top of his agenda!  Sheltered from her own desires for so long, Hayley wants to experience life. A new job at Gray Bear Construction is a start. The work she can handle. It's her boss, the reclusive, sexy Jonathan Bear who's scrambling her mind and her hormones.

Bachelor Bosses Up Close And Personal

Variant: Bachelor Bosses Up Close And Personal

'A very valuable resource for busy leaders to dip in and out of as time allows.' - Dr Mark Pegg, Chief Executive, Leadership Foundation for Higher Education 'Clear and concise with great anecdotes and oozing with experience.' -Dr K. D. Akabusi, MBE, MA, FPSA, Executive Director, The Akabusi Company   Coaching, motivating, team building and influencing are all essential tools for getting the most out of the people around you. Commonly described as 'soft skills', there's nothing soft about the impact they will have on your business performance.   This book is your toolkit for managing yourself, facilitating team performance and surviving and thriving in times of change.   Step up your management skills now to get the business results you need.

The Leader's Guide To Managing People

Variant: The leader's guide to managing people

The international bestseller: E. H. Gombrich's sweeping history of the world, for the curious of all ages   "All stories begin with 'Once upon a time.' And that's just what this story is all about: what happened, once upon a time." So begins A Little History of the World , an engaging and lively book written for readers both young and old. Rather than focusing on dry facts and dates, E. H. Gombrich vividly brings the full span of human experience on Earth to life, from the stone age to the atomic age. He paints a colorful picture of wars and conquests; of grand works of art; of the advances and limitations of science; of remarkable people and remarkable events, from Confucius to Catherine the Great to Winston Churchill, and from the invention of art to the destruction of the Berlin Wall.   For adults seeking a single-volume overview of world history, for students in search of a quick refresher course, or for families to read and learn from together, Gombrich's Little History enchants and educates.

Little History Of The World  P/B

Variant: Little History Of The World  P/B

Warehouse 363

The internationally bestselling novel that inspired the acclaimed film directed by Peter Jackson. My name was Salmon, like the fish; first name, Susie. I was fourteen when I was murdered on December 6, 1973. In heaven, Susie Salmon can have whatever she wishes for - except what she most wants, which is to be back with the people she loved on earth. In the wake of her murder, Susie watches as her happy suburban family is torn apart by grief; as her friends grow up, fall in love, and do all the things she never had the chance to do herself. But as Susie will come to realize, even in death, life is not quite out of reach . . . A luminous, astonishing novel about life and death, memory and forgetting, and finding light in the darkest places, Alice Sebold's The Lovely Bones became an instant classic when it was first published in 2002. It inspired the film starring Mark Wahlberg, Rachel Weisz, Susan Sarandon and Saoirse Ronan.

Lovely Bones  P/B

Variant: Lovely Bones  P/B

Set in a small, remote community in rural Tennessee in the years between the two world wars, The Orchard Keeper is an early classic from one of America's finest and most celebrated authors. It tells of John Wesley Rattner, a young boy, and Marion Sylder, an outlaw and bootlegger who, unbeknownst to either of them, has killed the boy's father. Cormac McCarthy's debut novel is a magnificent evocation of an American landscape, and of a lost American time.

Orchard Keeper  P/B

Variant: Orchard Keeper  P/B

Called a 'Hell of a debut' by bestselling author Conn Iggulden, Malice by John Gwynne is the first in The Faithful and the Fallen series. Young Corban watches enviously as boys become warriors, learning the art of war. He yearns to wield his sword and spear to protect his king's realm. But that day will come all too soon. Only when he loses those he loves will he learn the true price of courage. The Banished Lands has a violent past where armies of men and giants clashed in battle, the earth running dark with their heartsblood. Although the giant-clans were broken in ages past, their ruined fortresses still scar the land. But now giants stir anew, the very stones weep blood and there are sightings of giant wyrms. Those who can still read the signs see a threat far greater than the ancient wars. Sorrow will darken the world, as angels and demons make it their battlefield. Then there will be a war to end all wars. High King Aquilus summons his fellow kings to council, seeking an alliance in this time of need. Prophesy indicates darkness and light will demand two champions, the Black Sun and the Bright Star. They would be wise to seek out both, for if the Black Sun gains ascendancy, mankind's hopes and dreams will fall to dust. Continue the epic fantasy series with Valour.

Malice P/B

Variant: Malice P/B

The first title in the number one bestselling CHERUB series! James hits rock bottom before he's offered a new start in an intriguing organisation ... A terrorist doesn't let strangers in her flat because they might be undercover police or intelligence agents, but her children bring their mates home and they run all over the place. The terrorist doesn't know that one of these kids has bugged every room in her house, made copies of all her computer files and stolen her address book. The kid works for CHERUB. CHERUB agents are aged between ten and seventeen. They live in the real world, slipping under adult radar and getting information that sends criminals and terrorists to jail. For official purposes, these children do not exist. Praise for the CHERUB series: 'Punchy, exciting, glamorous and, what's more, you'll completely wish it was true' - Sunday Express 'Crackling tension and high-octane drama' - Daily Mail 'A really good book that you could re-read over and over again' - Guardian 'Pacy writing, punchy dialogue and a gripping plot, it's got it all' - Daily Express 'Fast-moving action ... and cool gadgets!' - The Times Visit cherubcampus.com - the essential internet destination, packed with exclusive content and with in-depth biographies of CHERUB characters, out-takes and bonus stories.

Cherub 1 The Recruit

Variant: Cherub 1 The Recruit

The fourth title in the number one bestselling CHERUB series! A routine operation for James turns into a much more deadly mission ... Leon is a small-time crook who's ridden his luck for three decades. When he starts splashing big money around, the cops are desperate to know where it came from. They call in CHERUB, a secret organisation with one essential advantage: even experienced criminals never suspect that children are spying on them. James' latest mission looks routine, but the plot he begins to unravel isn't what anyone expected. And the only person who might know the truth is a reclusive eighteen-year-old boy. There's just one problem. The boy fell to his death thirteen months earlier.

Cherub 4 The Killing  P/B

Variant: Cherub 4 The Killing  P/B

WITH A NEW INTRODUCTION BY CLARE CHAMBERS 'I'm a huge fan of Barbara Pym' RICHARD OSMAN 'The subtlest of her books . . . the sparkle on first acquaintance has been succeeded by the deeper brilliance of established art' PHILIP LARKIN Wilmet Forsyth is well dressed, well looked after, suitably husbanded, good-looking and fairly young - but very bored. Her sober husband Rodney, who works at the Ministry, is slightly balder and fatter than he once was. Wilmet would like to think she has changed rather less. Her interest wanders to the nearby church, where she can neglect her comfortable household in the more serious-minded company of three unmarried priests, and, of course, Piers Longridge, a man of an unfathomably different character altogether. 'My favourite writer . . . I pick up her books with joy, as though I were meeting an old, dear friend who comforts me, extends my vision and makes me roar with laughter' JILLY COOPER 'Barbara Pym is the rarest of treasures' ANNE TYLER

A Glass Of Blessings P/B

Variant: A glass of blessings

The eighth book in the Jack Parlabane series, from author Christopher Brookmyre. The award-winning, million-selling author of Black Widow brings a twist-filled story of secrets and lies. What if your deepest secret was revealed? Sam Morpeth is growing up way too fast, left to fend for a younger sister when their mother goes to prison and watching her dreams of university evaporate. But Sam learns what it is to be truly powerless when a stranger begins to blackmail her. Who would you turn to? Meanwhile, reporter Jack Parlabane has finally got his career back on track, but his success has left him indebted to a volatile, criminal source. Now that debt is being called in, and it could cost him everything. What would you be capable of? Thrown together by a vindictive and mysterious mutual enemy, Sam and Jack are about to discover they might be each other's only hope.

Want You Gone P/B

Variant: Want You Gone P/B

' You won't put this novel down until you've uncovered every last skeleton in the closet. I loved it ' Louise Candlish Kieran Elliott's life changed forever on a single day when a reckless mistake led to devastating consequences. The guilt that haunts him still resurfaces during a visit with his young family to the small coastal town he once called home. Kieran's parents are struggling in a community which is bound, for better or worse, to the sea that is both a lifeline and a threat. Between them all is his absent brother Finn. When a body is discovered on the beach, long-held secrets threaten to emerge in the murder investigation that follows. A sunken wreck, a missing girl, and questions that have never washed away... Praise for The Survivors 'A new book by Harper is always an event' Sunday Times 'Once again Harper demonstrates how good she is at portraying the fear and menace that lurk in ordinary lives' Daily Mail 'Multi-layered, atmospheric and brilliantly written' Sun 'With The Survivors , Jane Harper proves she's unquestionably the real deal' Val McDermid

Survivors P/B

Variant: Survivors P/B

In February 2012, in a Munich flat belonging to an elderly recluse, German customs authorities seized an astonishing hoard of more than 1,400 paintings, drawings, prints and sculptures. When Cornelius Gurlitt's trove became public in November 2013, it caused a worldwide media sensation. Catherine Hickley has delved into archives and conducted dozens of interviews to uncover the story behind the headlines. Her book illuminates a dark period of German history, untangling a web of deceit and silence that has prevented the heirs of Jewish collectors from recovering art stolen from their families more than seven decades ago by the Nazis. Hickley recounts the shady history of the Gurlitt hoard and brings its story right up to date, as 21st-century politicians and lawyers puzzle over the inadequacies of a legal framework that to this day falls short in securing justice for the heirs of those robbed by the Nazis.

Munich Art Hoard  P/B

Variant: Munich Art Hoard  P/B

'A fascinating and deeply rewarding book' Adam Zamoyski, Daily Telegraph Napoleon's Plunder chronicles one of the most spectacular art appropriation campaigns in history and, in doing so, sheds new light on the complex origins of what was once called the Musée Napoléon, now known as the Louvre. It centres on the story of Napoleon's theft of Paolo Veronese's Wedding Feast at Cana , a vast, sublime canvas that in 1797 the French army tore from a wall of the monastery of San Giorgio Maggiore in Venice. Feast was just one of Napoleon's spoils of war, which he claimed for the French nation and displayed in a public museum - the Louvre. He filled the former palace of the French kings with his acquisitions, and Europe flocked to Paris and hailed the Louvre as the greatest museum in the world. Did he take it for himself? Or for France? Or for the world at large? Saltzman interweaves the stories of Napoleon's military campaigns, uncovering the treaties through which he obtained his loot, with the histories of the plundered works themselves, exploring how these masterpieces came into being. As much as a story of military might, this is an account of one of the most ambitious cultural projects ever conducted.

Napoleons Plunder And The Theft Of Veroneses Feast P/B

Variant: Napoleons Plunder And The Theft Of Veroneses Feast P/B

Shortlisted for the Royal Society Science Book Prize 2021 'To compare any book to a Sacks is unfair, but this one lives up to it . . . I finished it feeling thrillingly unsettled, and wishing there was more.' - James McConnachie, Sunday Times In Sweden, refugee children fall asleep for months and years at a time. In upstate New York, high school students develop contagious seizures. In the US Embassy in Cuba, employees complain of headaches and memory loss after hearing strange noises in the night. These disparate cases are some of the most remarkable diagnostic mysteries of the twenty-first century, as both doctors and scientists have struggled to explain them within the boundaries of medical science and - more crucially - to treat them. What unites them is that they are all examples of a particular type of psychosomatic illness: medical disorders that are influenced as much by the idiosyncratic aspects of individual cultures as they are by human biology. Inspired by a poignant encounter with the sleeping refugee children of Sweden, Wellcome Prize-winning neurologist Suzanne O'Sullivan travels the world to visit other communities who have also been subject to outbreaks of so-called 'mystery' illnesses. From a derelict post-Soviet mining town in Kazakhstan, to the Mosquito Coast of Nicaragua via an oil town in Texas, to the heart of the Maria Mountains in Colombia, O'Sullivan hears remarkable stories from a fascinating array of people, and attempts to unravel their complex meaning while asking the question: who gets to define what is and what isn't an illness? Reminiscent of the work of Oliver Sacks, Stephen Grosz and Henry Marsh, The Sleeping Beauties is a moving and unforgettable scientific investigation with a very human face. 'A study of diseases that we sometimes say are 'all in the mind', and an explanation of how unfair that characterisation is.' - Tom Whipple, The Times Books of the Year

The Sleeping Beauties

Variant: The sleeping beauties

It Gets Easier Life with Twins During Their First Year P/B

It Gets Easier Life With Twins During Their First Year P/B

Variant: It Gets Easier Life with Twins During Their First Year P/B

Read the HILARIOUS books that inspired the HOW TO TRAIN YOUR DRAGON films! Hiccup Horrendous Haddock the Third is a smallish Viking with a longish name. Hiccup's father is chief of the Hairy Hooligan tribe which means Hiccup is the Hope and the Heir to the Hairy Hooligan throne - but most of the time Hiccup feels like a very ordinary boy, finding it hard to be a Hero. Whilst searching for his lost friend Camicazi, Hiccup and the Hooligan Tribe have ended up on Uglithug Island. Now UG, the most brutal King in the World, sets Hiccup the Impossible Task. He must venture to the Isle of Berserk to pass his test or DIE trying. And all while being hunted down by an old enemy with a dark secret about the Lost Throne... Can Hiccup find Camicazi, and succeed in his task? How to Train Your Dragon is now a major DreamWorks franchise starring Gerard Butler, Cate Blanchett and Jonah Hill and the TV series, Riders of Berk, can be seen on CBeebies and Cartoon Network.

How To Break A Dragons Heart  P/B N/E

Variant: How To Break A Dragons Heart  P/B N/E

Italian Summers For Business Or Pleasure

Variant: Italian Summers For Business Or Pleasure

Eagle Mountain Cliffhanger / Small Town Vanishing

Variant: Eagle Mountain Cliffhanger / Small Town Vanishing

A compelling account of the Red Army's epic struggle to drive the Germans out of Russia and back to Berlin. Beginning with the destruction of the German Sixth Army at Stalingrad, THE ROAD TO BERLIN is the story of how the Red Army drove the Germans from its territory, and finally invaded the Reich. Using an enormous range of primary sources - Soviet, German and Eastern European - John Erickson describes fighting and hardship on a scale almost unimaginable in the West. He provides a detailed narrative of all the battles on all the fronts, and also of the Soviet system of war which achieved, under maximum stress, near impossible feats in the field and in the factories. The book also tells of the diplomatic moves and counter-moves, including the all-important conferences at Tehran and Yalta. Comprehensive, compelling, and immensely readable, it is an indispensable book for any student of the Second World War.

Road To Berlin P/B

Variant: Road To Berlin P/B

In the first volume of Clive James's autobiography, Unreliable Memoirs , we said farewell to our hero as he set sail from Sydney Harbour, bound for London, fame and fortune. Finding the first of these proved relatively simple; the second two less so. Undaunted, Clive moved into a bed and breakfast in a Swiss Cottage where he practised the Twist, anticipated poetical masterpieces and worried about his wardrobe . . . Falling Towards England is the entertaining and erudite second part in Clive James' life story, which he continues in May Week Was in June, North Face of Soho and The Blaze of Obscurity.

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